Crop planning
2 toolsCrop Break-Even Price
Calculate the price per bushel your crop must earn to cover production, overhead, land, and marketing costs using your own farm assumptions.
Break-even price = total cost per acre ÷ expected yield per acre.
Crop Profit Per Acre
Stress-test crop revenue, total cost, net return per acre, whole-enterprise return, and operating margin with your yield and price assumptions.
Net return per acre = (yield × price + other revenue) − total cost per acre.
Land & debt
4 toolsCash Rent Ceiling
Estimate the maximum cash rent a crop budget can support after non-land production costs and a chosen return for labor, management, and risk.
Supported rent = gross revenue − non-land costs − target return for management and risk.
Farm Land Loan Payment
Estimate principal, monthly and annual payments, and lifetime interest for an amortizing farmland loan using your purchase price and terms.
Monthly payment = P × r(1+r)ⁿ ÷ ((1+r)ⁿ − 1), using the monthly rate and number of monthly payments.
Term Debt Coverage
Calculate farm capital debt repayment capacity, term debt coverage ratio, and the remaining margin after scheduled principal and interest.
TDCR = (net farm income + nonfarm income + depreciation + term interest − family living − taxes) ÷ scheduled term debt payments.
Farm Balance Sheet Ratios
Calculate farm equity, working capital, current ratio, debt-to-asset ratio, and equity-to-asset ratio from one balance-sheet snapshot.
Debt-to-asset = total debt ÷ total assets; current ratio = current assets ÷ current liabilities.
Input costs
2 toolsFertilizer Cost Per Acre
Convert a nutrient target and fertilizer analysis into product pounds, material cost per acre, cost per pound of nutrient, and total field cost.
Product lb/acre = target nutrient lb/acre ÷ analysis decimal; material cost = product lb/acre × price per lb.
Farm Fuel Budget
Estimate gallons, fuel cost per acre, total field fuel cost, and the value of reducing passes or fuel use across an operation.
Total gallons = acres × passes × gallons per acre per pass; cost = gallons × delivered price.
Machinery
2 toolsMachinery Ownership Cost
Estimate annual depreciation, interest on investment, taxes-insurance-housing, total machinery cost, and cost per acre.
Annual cost = depreciation + interest on average investment + TIH + repairs + fuel and labor.
Own vs. Custom Hire
Compare annual ownership and operating cost with a per-acre custom rate, then calculate the acreage needed for ownership to break even.
Break-even acres = annual fixed ownership cost ÷ (custom rate per acre − owned operating cost per acre).
What makes these different
The formula is on the page
Every calculator states its arithmetic, explains what is included, and shows what is deliberately left out. You can reproduce the result in a spreadsheet.
The sources are specific
Methodology links point to USDA and land-grant Extension material—not generic homepages. Each page names the framework it uses and the date we reviewed it.
Your inputs stay yours
Calculations run locally in the browser. There is no account, email gate, upload, or server request containing the values you enter.
A planning aid, not an oracle
Farm records, local conditions, taxes, loan documents, and professional advice outrank any generic calculator. Each result is a scenario—not a recommendation or guarantee.